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How to turn $100 into a million PDF – Download links at the bottom of page.
MOST MILLIONAIRES ARE self-made millionaires, but becoming one is something that still seems out of reach for most people.

In many cases, we dismiss the idea of building a million-dollar business because, well, you need a lot of money for that, right? You’ve got to spend money to make money, don’t you?

As it turns out, you don’t really have to spend that much.

I spent the last few weeks interviewing dozens of millionaire entrepreneurs. Many of these individuals started businesses with less than $1,000 and are now earning more than $1 million per year in revenue. All of them bootstrapped their own business with no outside cash and a minimal capital investment from their own bank account. Here is a brief primer on bootstrapping a business.

So how does one start with very little money and turn that into $1 million per year? Here are five stories of regular people building million-dollar businesses.

How to turn $100 into a million PDF

Buffett shows how investors with a little patience and understanding can turn $40 into $10 million over the course of their lifetime.

Warren Buffett Tells You How to Turn $40 Into $10 Million

A few years ago, Berkshire Hathaway (NYSE:BRK.A) (NYSE:BRK.B) CEO and Chairman Warren Buffett spoke about one of his favorite companies, Coca-Cola (NYSE:KO), and how after dividends, stock splits, and patient reinvestment, someone who bought just $40 worth of the company’s stock when it went public in 1919 would now have more than $5 million.

Yet in April 2012, when the board of directors proposed a stock split of the beloved soft-drink manufacturer, that figure was updated and the company noted that original $40 would now be worth $9.8 million. A little back-of-the-envelope math of the total return of Coke since May 2012 would mean that $9.8 million is now worth about $11.5 million.

The power of patience
I know that $40 in 1919 is very different from $40 today. However, even after factoring for inflation, it turns out to be $542 in today’s dollars. Put differently, would you rather have an Apple Watch, or almost $11 million?

But the thing is, it isn’t even as though an investment in Coca-Cola was a no-brainer at that point, or in the near century since then.

Sugar prices were rising. World War I had just ended a year prior. The Great Depression happened a few years later. World War II resulted in sugar rationing. And there have been countless other things over the past 100 years that would cause someone to question whether their money should be in stocks, much less the stock of a consumer-goods company like Coca-Cola.

The dangers of timing
Yet as Buffett has noted continually, it’s terribly dangerous to attempt to time the market:

With a wonderful business, you can figure out what will happen; you can’t figure out when it will happen. You don’t want to focus on when, you want to focus on what. If you’re right about what, you don’t have to worry about when”

So often investors are told they must attempt to time the market — to start investing when the market is on the rise and sell when the market peaks.

This type of technical analysis — watching stock movements and buying based on short-term and often arbitrary price fluctuations — often receives a lot of media attention, but it has proven no more effective than random chance.

How to turn $100 into a million PDF

How to turn $100 into a million PDF – Download links at the bottom of page.

Investing for the long term
Individuals need to see that investing is not like placing a wager on the 49ers to cover the spread against the Panthers, but instead it’s buying a tangible piece of a business.

It is absolutely important to understand the relative price you are paying for that business, but what isn’t important is attempting to understand whether you’re buying in at the “right time,” as that is so often just an arbitrary imagination.

In Buffett’s own words, “If you’re right about the business, you’ll make a lot of money,” so don’t bother about attempting to buy stocks based on how their stock charts have looked over the past 200 days. Instead always remember that “it’s far better to buy a wonderful company at a fair price,” and, much like Buffett, hope to hold it forever.

How to turn $100 into a million PDF Free download – 5 People examples


Joy Gendusa was a freelancer who wanted to buy some postcards to advertise her business. She was shocked by the unnecessary fees she had to pay just to get some postcards made, so she decided to start her own postcard business with a friendly price structure for customers. PostcardMania was born.

Gendusa started the company with no capital investment and used the money from the first customer to pay the printer for her first postcards. In the early days, the payment schedule was tight. She had to get money from the customers and use that cash to pay her printer, but she kept bringing in new business and eventually built up a little bit of cash.

As PostcardMania continued to grow, Gendusa noticed customers asking for other services. They would say things like, “Who built your website?” or “Can you do email marketing too?” So PostcardMania started branching into those areas as well. Today, the company offers all sorts of advertising and marketing for its clients and makes close to $20 million per year.

The success of PostcardMania is a direct result of the sales and marketing techniques Gendusa used to get her company off the ground. Here are more tips and tricks for effective sales and marketing.

Blue Buddha Boutique.

Rebeca Mojica went to a Renaissance Festival and noticed a unique metal belt made from chainmaille rings. After searching for something similar, she couldn’t find the belts anywhere and decided to try and make her own.

Mojica spent $20 on that first set of rings and sold a few belts to a friends and family. However, it wasn’t until she started teaching other people how to make the belts that she really saw the potential for a business.

Mojica began teaching chainmaille classes and decided to sell the rings and pliers needed to make the belts to her students. She made $300 the first time she sold the supplies. Soon after, Blue Buddha Boutique was born and it rapidly became one of the top sellers of chainmaille jewelry supplies. Blue Buddha Boutique now has 13 employees and is set to break the million dollar mark in 2012.

How to turn $100 into a million PDF

How to turn $100 into a million PDF – Download links at the bottom of page.

FIELD Beef Jerky. 

Matt Levey, Tom Donigan, and Scott Fiesinger were three friends who went on a ski trip together and couldn’t stop talking about the homemade beef jerky they picked up in the mountains.

For a few years they would playfully say, “We should make our own beef jerky and sell it!” Eventually the trio decided to talk with grocery-store managers and owners about their idea.

The founders asked the grocery stores if they liked the idea of a natural, organic beef jerky made from quality meat. The response was unanimous: Every store owner wanted something that fit the description, but they couldn’t find it anywhere.

After spending a little money playing with different recipes and figuring out how to package and ship the jerky to grocery stores, the three friends formed a new company called FIELD Beef Jerky.

In the early days, the owners took orders themselves and delivered them to grocery stores in New York City on their bicycles. After a few months of hustling around the city, their product was picked up by a distributor and has since exploded in popularity. FIELD Beef Jerky is now available in more than 600 locations nationwide and is starting to gain traction in major chains like Wegmans. The company is on pace to break $1 million in 2012.

M&E Painting. 

Matt Shoup worked as a painter during the summers in college. When he was let go from his job his financial services job a few years later, he decided to start a painting business.

Starting with just $100, Shoup woke up the next day and went door to door in his neighborhood, knocking on houses that looked like they could use a paint job. He enlisted a few friends for help and M&E Painting made more than $500,000 in that first year. Seven years later, the company has more than 4,000 customers and makes between $1.5 and $2.5 million every year.

Stories like this one beg the question: Should you quit your job to follow your dreams?


Nick Carter used to run a marketing consulting agency. When a client came to him and asked if they could figure out a Customer Relationship Management (CRM) software for his company, Carter decided to build their own software solution. Carter used the money from that first client to finance the creation of AddressTwo and soon after, selling the software became his primary business.

Using a growth method that Carter calls “customer capital,” he added features to the software when new clients were willing to pay for an addition. Slowly, the software improved and gained more customers. Today, Carter has built a successful CRM software that serves more than 500 businesses every month without any outside funding or large investment.

How can you get started? One of the common themes I noticed in my interviews with successful entrepreneurs was that they have the ability to decide. Simply put, most people want to work for themselves, but few people decide to take that first step.

If you’re looking for ways to make that first step easier, you can ease into working for yourself by freelancing. For example, here are 7 ways to earn an extra $1,000 this month.

Building a million-dollar business from scratch isn’t easy, but it is possible.

Turning $100 Into $10,000 in the Forex Market in a Year

If you’re a new entrant to the foreign exchange (forex) trading world, you have probably been bombarded with advice from various sources that promise to help you build your assets at a rapid pace. One of the more lofty pitches out there suggests that novice forex traders can start with $100 and see that money grow to as much as $10,000 within one year.

That amazing claim raises the questions of whether or not such a huge return is possible even with aggressive strategies and whether novice traders stand a chance of this kind of return, versus the more likely outcome of losing all of their trading capital.

How to turn $100 into a million PDF – Download links at the bottom of page.

Possibility Vs. Probability

Theoretical patterns of gain or loss do not always translate into probable outcomes in the forex market. If you work a little math using a return on investment (ROI) calculator, it can help you put into perspective what would be necessary to turn $100 in assets into $10,000 within one year. Your annual rate of return on your initial investment would need to be a staggering 9,900% to achieve such a return.

Breaking this down another way, you can use the compound interest calculator provided by the Securities and Exchange Commission (SEC) on its website to determine how much your daily rate of return would have to be to have a $9,900 gain at the end of one year.

The compound interest calculator (which in this case is used as a profit-compounding calculator) shows that if you entered and closed out one trade every day of the year, the average profit on each trade would have to be at least 464%. In other words, you would have to more than quadruple your money every day to come even close to $10,000 at the end of a year.

Trading Consistency and Win Rate

While you might find that you can make large profits from some trades that hit the market just right, it’s the requirement for consistently profitable trades, day after day, that creates the most difficulty. Some sources say that even expert traders have a trading win rate, or percentage of successful trades, of anywhere from 55% to 70%. A novice trader would almost certainly have a lower win rate, along with facing the difficulty of finding enough profitable trades to enter into consistently each day over the span of an entire year.

A High-Level Perspective

There may be a few traders who believe they can achieve such returns on a consistent basis, but looking at the volume of easily accessible assets that exist in the entire world puts the matter in perspective. A November 2017 MarketWatch article estimated this figure to be about $90.4 trillion. Now assume that instead of $100, a few large investment banks make trades with the same 464% daily profits, reinvested daily.

For argument’s sake, assume the initial trade commitments of 10 large investment banks each totals $80 million. These are serious investments, but keep in mind that the daily trading volume on the forex can range from $2 trillion to as high as $5 trillion during periods of high volatility. The 10 big banks’ large investments might account for only about 0.02%-0.04% of daily forex trading volume depending on the level of activity.

If these big banks had the same 464 percent daily return needed to produce a $9,900 profit on an initial investment of $100, how much money would they have at the end of one year? According to the calculator, about $80 trillion, an amount that almost equates to all the money in the world.

Grounding Your Prospects

You might be a fan of the statement “Never say never.” It may also initially seem plausible to assume a trader could turn $100 into $10,000 within one year, but breaking down the math on return rates shows how unlikely this really is. While it may sound theoretically possible, in reality, it’s not a credible expectation when put into real-world practice.

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